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Medicare
Supplement - Medigap health insurance offers many options
in California. You can easily
get an
instant quote for
California Medigap health plans or continue below for more
valuable
health insurance information for
your
Medicare Supplement options.
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...
Blue Cross of California is now
offering a new
Medicare Supplement plan
for California ...the
Senior
Smart Choice. For
healthy Seniors that want to keep
their costs down, this plan works like
an F plan with a $1690 deductible,
which saves an average of 50% off your
monthly premium. For more
information including rates, click
here.
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We
have simplified the options to make
things easier. This section
is invaluable for anyone who wants to
get down to the real differences with
the
Medicare Supplement options...85%
of
Medicare Supplement applicants
choose the F plan...find out why
here.
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Responding
to requests by our client for options
to reduce prescriptions costs,
we are happy to provide an answer. After
researching the available options and
upon recommendations from existing
clients, we have found a Canadian
pharmacy contact which should help to
reduce medication costs up to 70%. You
can quickly quote your medication costs
here. |
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Request
a free Medicare Supplement Medigap of
California packet sent to you
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What
are
Medicare Supplements?
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Medicare
supplements are insurance plans
designed to fill in the gaps of
Medicare coverage.
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Click
here
for the full benefit summary.
Essentially, with your Part A and Part
B, it works like an 80/20 plan with
separate annual deductibles for
hospital and physician charges.
Notice that it does not cover what is
increasingly the most expensive part
of medical care...prescriptions.
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What
does each Supplement cover?
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There
are standardized
Medigap health plans from A to J
with increasing benefits (and monthly
costs). A given company may
choose to offer only some of the
plans. You can click above under
'Plans' to see the benefits for Blue
Cross and/or Blue Shield of
California. Note:
Prescription coverage does not start
until the H Plan.
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When
can I enroll?
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You
need both your Part A and Part B with
Medicare, typically when you turn 65
or leave a group plan after 65.
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Why
Blue Cross/Blue Shield of California?
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Blue
Cross and Blue Shield of California
have been in our local
health
insurance market for decades.
They have strong plan offerings that
are not heavily weighed in HMOs.
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How
do I enroll?
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A
completed
Medicare Supplement application, your first
payment, and Part A and Part B
enrollment is all you need to enroll
in a supplement. We can send you
the free enrollment kit
here.
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What
if I have health conditions? |
There
are 6-month windows of guaranteed
approval starting when you a) 65 and
older, have Part A and newly secured
Part B; b) leave a group plan;
c) your current insurance carrier or
plan leaves your area or you move to
an area where it is no longer
available. There are other cases
but otherwise, you need to answer 'no'
to the health questions on the
application to be accepted.
You can download the application here
to see if you can qualify.
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More
Information |
The
Government's official Medicare site
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